Split it any way you like
Equally, by exact amounts, by percentage, by shares, or item by item off the receipt — with tax and tip spread across everyone. Several people can pay for the same bill.
Shared expenses, settled
Split the bill.Keep the friendship.
Splitzy keeps track of who paid for what on trips, in flatshares and over dinner — then tells everyone exactly who owes whom, down to the last rupee.
Free to use · no card details, ever · your data is never sold · see how it works
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ways to split
Equally, exact amounts, percentages, shares or line by line.
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currencies
Pay in one, settle in another — the maths is converted for you.
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bars of signal needed
Add expenses offline; they sync the moment you reconnect.
See it
This is the whole app
No mock-ups — these are screens from Splitzy, exactly as they look on a phone.
Your standing, at a glance
Total balance, what you owe, what you are owed, and every friend in one list.
A group per trip
Spend, your share, your balance and the budget bar — then every expense beneath.
Who owes whom
Simplify debts and four people settle in two payments instead of six.
Adding a bill takes seconds
Pick the group, the amount and how it splits. The preview updates as you type.
Where the money went
By category, by month and by person, for one group or everything at once.
Bills that add themselves
Rent, internet, subscriptions — set the rule once and stop thinking about it.
What you get
Everything a shared wallet needs, and nothing it doesn't
Splitzy handles the arithmetic and the awkward bit — remembering who paid last time.
Groups for every crew
A trip, a flat, a couple, a one-off dinner. Invite people by email, a shareable link or a QR code. Everyone sees the same numbers.
Balances that make sense
See who owes whom at a glance, and let Splitzy simplify the debts so three people settle with two payments instead of six.
Works without signal
Write down the taxi fare in a tunnel or on a flight. Your expenses, balances and budgets update straight away and reach the server when you are back online.
Budgets per group
Give a trip or a flatshare a cap — monthly or for the whole trip — and watch the bar fill as the group spends. It turns red before the surprise does.
Any currency
Record a hotel in dollars inside a rupee trip. Every total, balance and budget is converted, so the numbers actually add up.
Recurring bills
Rent, internet, the streaming subscription. Set it once and the expense appears each month, split the way you chose.
Reports worth reading
Where the money went, by category, by month and by person — for one group or everything at once. Export to CSV whenever you like.
Told, not nagged
A notification when someone adds an expense you are part of or records a payment, and an optional weekly nudge when you owe someone. Both switch off in one tap.
Five ways
One bill, split however the evening actually went
A ₹4,800 dinner for four, divided five different ways. Tap through them.
The default. Four people, one bill, four equal shares.
- You₹1,200
- Sakshi₹1,200
- Dheeraj₹1,200
- Shalu₹1,200
Total₹4,800
How it works
Three steps, then forget about it
The whole point is to spend less time on the spreadsheet than on the trip.
Start a group
Name the trip or the flat, pick a currency, and invite the others with a link — they do not need the app to accept.
Add what you spend
Snap the receipt, choose how it splits, and get on with your evening. Splitzy does the arithmetic while you order the next round.
Settle up
When it is time to square up, Splitzy works out the fewest payments that clear everyone, and you record them as they happen.
Made for
Wherever money gets muddled
Same app, four very different kinds of mess.
Trips
One person books the villa, another pays for petrol, everyone eats. Splitzy keeps score until the airport goodbye.
Flatmates
Rent, power, internet, the weekly shop. Set the recurring ones once and settle the rest each month.
Couples
Split the big things, keep the small ones off the ledger, and never do mental arithmetic at the till again.
Dinners out
Six people, one card, a messy receipt. Split it by item and send everyone their number before dessert.
Offline first
The mountains have no signal. Splitzy doesn't mind.
Most expense apps go blank without a connection. Splitzy keeps working: your data is on the phone, and anything you add is counted straight away.
- It opens instantly — your groups and balances are already on the device, no spinner.
- New expenses count immediately — totals, budgets and who-owes-whom update before the server hears about it.
- It syncs by itself — the moment there is a network again, quietly, in the background.
- Nothing disappears — if the server can't accept something, Splitzy shows you why and keeps what you typed.
Cable car tickets
Waiting to sync · you · today₹1,200.00
Waiting to sync · you · today₹1,200.00
Beach villa, three nights
You paid · Sep 18 · Hotel₹24,000.00
You paid · Sep 18 · Hotel₹24,000.00
Taxi to Anjuna
Sakshi paid · Sep 21₹900.00
Sakshi paid · Sep 21₹900.00
Your data
A money app that isn't after your money
Splitzy earns nothing from your spending habits, because it does not look at them.
No ads, no trackers
The app carries no advertising SDK and no analytics tracker. Nothing about your spending is sold or shared.
Only your group sees it
An expense is visible to the people you shared it with and nobody else.
Your money stays yours
Splitzy never touches a payment. No card details, no wallet, no fees — just a record of who owes what.
Questions
The things people ask first
Does Splitzy move money?
No. Splitzy is a record of who owes what — you settle up however you already do, by bank transfer, UPI or cash, and then mark it as paid. We never hold your money and we never ask for card details.
Do the people I split with need an account?
To see the group and their own balance, yes — but joining takes a moment through the invitation link, and you can add expenses on their behalf before they do.
What happens if I add an expense with no signal?
It is saved on your phone and shown straight away, marked as waiting to sync, with your balances and budgets already updated. When the phone finds a network it goes to the server by itself. If the server refuses it — say the group was deleted while you were away — Splitzy tells you and keeps what you typed, so nothing is lost quietly.
Can we use different currencies in one group?
Yes. Each expense keeps the currency it was paid in, and the group totals, balances and budget are converted into the group currency using the rate for that day.
Who can see my expenses?
Only the people in the group you added them to, or the friend you shared them with. Nobody else — and we do not sell data or run advertising trackers.
What does it cost?
Nothing today. Splitzy is a personal project rather than a venture-backed one, and everything described on this page is free to use.
Settle up without the group chat
Start a group, add the first expense, and let Splitzy remember the rest.